Dear Linda _____________:

We are pleased to confirm that we've agreed to settle your credit card account for $4150. Our settlement brings you these three advantages.

• You will pay $4150, a significant savings over the full balance that you owe us. (Please note that the settlement amount does not include any payments you may have already made to prevent your account from charging off immediately.)
• We will stop all efforts to collect.
• We will report your account to the national credit bureaus as "settled" with no balance due.

Client Name: Steven & Angela M.

Acct # xxxx-xxxx-xxxx-7735
Balance: $14623.64
Dear Steven and Angela ____________,
We are please we found a settlement that works for you. This letter confirms that we agreed to settle your credit card account for $6873. As a result of this settlement, you will benefit from all these advantages.

To accept this offer, please send your payments, as follows:
Payment Amt.: $6873.00 Due Date: _____________

Dublin, OH
C/o Whitehall
Re: Bank __________________
Personal Loan # ________________
Current Balance $14,534.23
Dear Mr. _______________
The Bank ____________ has agreed to settle the above referenced loan for $5236.00. The Bank ________ further agrees to accept 14 equal installments of $374.00 providing they are received on or before _____________ through _____________.

Client Name: Melissa ____________

Account # xxxxxxxxxxxx9815

Balance: $24648.17
Dear Melissa

You will only pay $14,148, a significant savings over the full balance. We will stop all attempts to collect. Upon conclusion of this agreement we will update your credit report to the national credit bureaus as settled with a remaining balance due of zero (0.00).

Account No. _________
Account Balance: $4352.97

This letter is to confirm that we will accept a payment in the amount of $2833.78 to be received through electronic posting or by certified bank check as settlement in full on the above referenced account.

Balance: $ 1912.44

Dear ____________

Please be advised that this offer in concurrence with our client ______. ________________ agrees to one payment in the amount of $1172.33 in settlement of the above referenced account.

Account No. _________
Account Balance: $11,656.97

This letter is to confirm that we will accept a payment in the amount of $6568.89 to be received through electronic posting or by certified bank check as settlement in full on the above referenced account.